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Ngozi Fulani tells the BBC her encounter with Lady Susan Hussey was like an "interrogation".
The prince's godmother resigned after repeatedly asking a black British charity boss where she was "really" from.
Woman, 85, endured "agonising" wait as BBC analysis shows delays now at record levels.
Prices fell 1.4% in November as higher interest rates put off buyers, Nationwide says.
Levi Davis, who was last seen outside a bar in Barcelona, is still missing and without his passport.